Ghana - Financial Service Survey 2006

Reference ID

GHA-GSS-FSS-2006-v1.0

Year

2006

Country

Ghana

Producer(s)

Ghana Statistical Service (GSS) - Office of the President

Sponsor(s)

World Bank - WB - Funding and technical support

Metadata

Documentation in PDF

Created on

Nov 05, 2010

Last modified

May 26, 2015

Page views

587370

Data Description

Data File: Section 2 - Access and use of financial services and products

Content	The dataset provides information on the use of available financial services and products. Questions were asked of all household members, heads of households as well as randomly selected household members who answered according to sections that related to them. Information collected include the use of various financial services such as banking, credit schemes; and financial products such as credits, overdrafts and loans. Data are also available on other financial services including insurance and pension fund.
Cases	2682
Variable(s)	27
Version	Version 1.0
Producer	Ghana Statistical Service (GSS)
Missing Data	Prior to 2008, missing data and not applicable data were left as blank. These values are not differentiated. The current policy is to identify the missing data as follows: -a coded value would be composed of 9s such that the entire length of the field is filled. For example a code of' '999' would be used for a missing field of three characters. -not applicable or skipped variables are left blank
Processing Checks	All files have been checked for the following: 1. All variables have been clearly defined and labelled 2. All categories (value labels) have been clearly defined 3. All cases have unique identification (no duplicates) 4. The frequencies of expected respondents checked with the actual section and inconsistencies noted. 5. Skip patterns have been verified 6. Structure edits have been performed
Notes	Universe for Section 2: Questionnaire Group 1 Section 2: All household members 15 years and older. Questionnaire Group 2 Section 2: All household members 15 years and older. Questionnaire Group 3 Section 2: Household head and one randomly selected adult household member.

Variables

Name	Label	Question
clust	Cluster number

nh	Household number

fshid	Household identification

qgroup	Questionnaire group

pid	Person number in Section 2 of questionnaires

s2q1	Does respondent have a bank account?	Some people like to keep their money in an account with a bank. Do you have a bank account?

s2q2a	What is the name of respondent's First bank?	What is (are) the name(s) of the bank(s) where you have an account?

s2q2b	What is the name of respondent's Second bank?	What is (are) the name(s) of the bank(s) where you have an account?

s2q2c	What is the name of respondent's Third bank?	What is (are) the name(s) of the bank(s) where you have an account?

s2q3	Does respondent perform transactions using someone else's account?	Do you perform banking transactions using someone else's account?

s2q4	Is the transaction made through a household member's account or someone else's?	Is this through a household member's account or the account of someone else?

s2q5	Has respondent saved money through a credit union or savings association in the past 12 months?	Now think of all the ways that you save money. We are not talking about investing in a business or buying land , but only about where you put money to use later. Have you used a non-bank financial institution such as a credit union, savings association, etc. to save money in the past 12 months?

s2q6a	Name of First banking institution respondent saved with in the past 12 months	What is(are) the name(s) of the institution(s) that you have used to save money in the past 12 months?

s2q6b	Name of Second banking institution respondent saved with in the past 12 months	What is(are) the name(s) of the institution(s) that you have used to save money in the past 12 months?

s2q6c	Name of Third banking institution respondent saved with in the past 12 months	What is(are) the name(s) of the institution(s) that you have used to save money in the past 12 months?

s2q7	Has respondent used a susu or welfare scheme to save in the past 12 months?	Have you used a Susu, Welfare scheme or other Savings club to save money in the past 12 months?

s2q8	Has respondent bought any items on credit through a banking or non-banking institution?	Many people borrow money or buy things on credit. Have you used an institution such as a credit union, savings association, or a bank to borrow money or to buy on credit in the past 12 months?

s2q9a	Name of First credit institution used by respondent to borrow or buy in the past 12 months	What is (are) the name(s) of the institution(s) that you have used to borrow or to buy on credit in the past 12 months?

s2q9b	Name of Second credit institution used by respondent to borrow or buy in the past 12 months	What is (are) the name(s) of the institution(s) that you have used to borrow or to buy on credit in the past 12 months?

s2q9c	Name of Third credit institution used by respondent to borrow or buy in the past 12 months	What is (are) the name(s) of the institution(s) that you have used to borrow or to buy on credit in the past 12 months?

s2q10	Has respondent borrowed money through susu or welfare scheme in the past 12 months?	Have you used a Susu, Welfare scheme or other Savings club to borrow money in the past 12 months?

s2q11	Has respondent taken any insurance policy in the past 12 months?	Many people insure themselves and their possessions against unexpected circumstances. Have you used any institution to insure yourself (life, health) or your property (household goods, house, vehicle and the like) in the past 12 months? That is, do you have any long or short term insurance policy with any institution (s)?

s2q12a	Name of First insurance institution used by respondent to insure in the past 12 months	What is(are) the name(s) of the institution(s) that you have used to insure yourself (life, health) or your property (household goods, vehicles and the like) in the past 12 months?

s2q12b	Name of Second insurance institution used by respondent to insure in the past 12 months	What is(are) the name(s) of the institution(s) that you have used to insure yourself (life, health) or your property (household goods, vehicles and the like) in the past 12 months?

s2q12c	Name of Third insurance institution used by respondent to insure in the past 12 months	What is(are) the name(s) of the institution(s) that you have used to insure yourself (life, health) or your property (household goods, vehicles and the like) in the past 12 months?

s2q13	Did respondent answer for himself or herself?	INTERVIEWER: DID THE RESPONDENT ANSWER FOR HIMSELF OR HERSELF?

s2q14	Person number of respondent	INTERVIEWER: WRITE THE CODE OF THE PERSON WHO RESPONDED