| Content | This dataset presents information on the actions and attitudes towards accessing and using financial services and products. The questions were asked of household heads and randomly selected household members.
The information collected include reasons why people do not have a bank account, guarantees required for a bank loan, reasons for applying or not applying for a loan, and loans and other credits applied for during the 12 months prior to the data collection.
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| Cases |
3317
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| Variable(s) |
106
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| Structure: | Type: relational
Keys:
clust (Cluster number),
nh (Household number)
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| Version | Version 1.0
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| Producer | Ghana Statistical Service (GSS)
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| Missing Data | Prior to 2008, missing data and not applicable data were left as blank. These values are not differentiated. The current policy is to identify the missing data as follows:
-a coded value would be composed of 9s such that the entire length of the field is filled. For example a code of' '999' would be used for a missing field of three characters.
-not applicable or skipped variables are left blank
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| Processing Checks | All files have been checked for the following:
1. All variables have been clearly defined and labelled
2. All categories (value labels) have been clearly defined
3. All cases have unique identification (no duplicates)
4. The frequencies of expected respondents checked with the actual section and inconsistencies noted.
5. Skip patterns have been verified
6. Structure edits have been performed
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| Notes | Universe for Section 4:
Questionnaire Group 1: All adult household members aged 15 years and older
Questionnaire Group 2: One Randomly selected adult household member
Questionnaire Group 3: Head of household and one randomly selected household member
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| Name | Label | Question |
| s4q61 |
Did respondent apply for a loan in past 12 months from a money lender?
| In the past 12 months, have you applied for a loan or tried to borrow from a money lender?
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| s4q62 |
Was the loan application from money lender in past 12 months accepted or rejected?
| Was your loan application accepted or rejected (IF MORE THAN ONE APLICATION, REFER TO THE MOST RECENT)?
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| s4q63 |
Did respondent answer "yes" to Section 3 question 50?
| INTERVIEWER: DID RESPONDENT ANSWER "Yes" TO FRIEND OR FAMILY MEMBER LOAN, QUESTION 50 IN SECTION 3?
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| s4q64 |
Main purpose for seeking a loan from a friend or family
| You said that you currently have money borrowed from a friend or family member. What was the main purpose for which you took out this loan? If more than one loan, refer to the most recent.
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| s4q65 |
Did respondent answer for himself or herself?
| INTERVIEWER: DID THE RESPONDENT ANSWER FOR HIMSELF OR HERSELF?
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| s4q66 |
ID of respondent
| INTERVIEWER: WRITE THE CODE OF THE PERSON WHO RESPONDED
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