Ghana - Global Financial Inclusion (Global Findex) Database 2011
Reference ID | GHA_2011_FINDEX_v01_M |
Year | 2011 |
Country | Ghana |
Producer(s) | Development Research Group, Finance and Private Sector Development Unit - World Bank |
Sponsor(s) | Development Research Group, World Bank - - The Bill and Melinda Gates Foundation - - Financial support |
Created on
Feb 13, 2013
Last modified
Dec 05, 2013
Page views
94674
Overview
Identification
GHA_2011_FINDEX_v01_M |
Overview
Well-functioning financial systems serve a vital purpose, offering savings, credit, payment, and risk management products to people with a wide range of needs. Yet until now little had been known about the global reach of the financial sector - the extent of financial inclusion and the degree to which such groups as the poor, women, and youth are excluded from formal financial systems. Systematic indicators of the use of different financial services had been lacking for most economies. The Global Financial Inclusion (Global Findex) database provides such indicators. This database contains the first round of Global Findex indicators, measuring how adults in 148 economies save, borrow, make payments, and manage risk. The data set can be used to track the effects of financial inclusion policies globally and develop a deeper and more nuanced understanding of how people around the world manage their day-to-day finances. By making it possible to identify segments of the population excluded from the formal financial sector, the data can help policy makers prioritize reforms and design new policies.
Sample survey data [ssd]
Individual
Scope
The Global Findex database includes indicators measuring how adults in 148 economies save, borrow, make payments, and manage risk. More specifically, the database includes indicators on the use of formal accounts, the frequency of formal account use, mode of formal account use (ATM, bank, bank agent, etc.), purposes of formal account use (remittances, government payments, wage payments, etc.), self-reported reasons for not having a formal account, savings behavior, savings method (bank, informal savings club, etc)), sources of borrowing (bank, friends/family, informal lender, etc.), purposes of borrowing (home purchase, school fees, emergency/health, funerals/weddings), the use of mobile phones to make payments, and the purchase of health and agriculture insurance.Coverage
National Coverage.The target population is the civilian, non-institutionalized population 15 years and above. The sample is nationally representative.
Producers and Sponsors
Name | Affiliation |
---|---|
Development Research Group, Finance and Private Sector Development Unit | World Bank |
Name | Affiliation | Role |
---|---|---|
Gallup, Inc. | Carried out the survey in association with its annual Gallup World Poll. |
Name | Abbreviation | Role |
---|---|---|
Development Research Group, World Bank | ||
The Bill and Melinda Gates Foundation | Financial support |
Metadata Production
Name | Abbreviation | Affiliation | Role |
---|---|---|---|
World Bank |