Ghana - Ghana Living Standards Survey 6 (With a Labour Force Module) 2012-2013, Round Six

Reference ID

GHA-GSS-GLSS6-2012-v1.0

Year

2012 - 2013

Country

Ghana

Producer(s)

Ghana Statistical Service - Government of Ghana

Sponsor(s)

Government of Ghana - GOG - Funding
UK Department For International Development - UK-DIFID - Funding
International Labour Organaisation - ILO - Funding
United Nations Development Programme - UNDP - Funding
United Nations Children Educ

Metadata

Documentation in PDF

Created on

Sep 12, 2014

Last modified

Mar 30, 2016

Page views

7911434

Data Description

Data File: sec12a

Content	SECTION 12A: CREDIT, ASSETS, SAVINGS AND USE OF FINANCIAL SERVICES - FINANCIAL SERVICES
Cases	46
Variable(s)	52
Structure:	Type: relational Keys: HID (Household unique ID), PID (Member Identification), region (REGION), clust (Cluster), nh (Household number)
Version	Version 1.0 (September, 2014).
Producer	Ghana Statistical Service (GSS).
Missing Data	Missing data are asterisks (*).
Processing Checks	Data editing took place at a number of stages throughout the processing, including: a) Office editing and coding by field editors b) Using range checks during data capture c) Structure, range and completeness checks d) Secondary editing using batch editing rules developed in CSPro 4.1 e) Consistency check in all sections using STATA

Variables

Name	Label	Question
region	REGION	REGION

clust	Cluster	E.A

nh	Household number	HOUSEHOLD

HID	Household unique ID

PID	Member Identification	MEMBER ID

s12aq1	Does name have a bank account?	Does (NAME) have a bank account or is contributing to a loan/savings scheme?

s12aq2	What is the main reason not having bank account?	What is the main reason why (NAME) does not have a bank account and is not contributing to a loan/savings scheme?

s12aq3a	Is account in commercial bank ?	In what type of financial institution is (NAME's) account or contribution being held?

s12aq3b	Is account in investment/mortgage ?	In what type of financial institution is (NAME's) account or contribution being held?

s12aq3c	Is account in community/rural bank ?	In what type of financial institution is (NAME's) account or contribution being held?

s12aq3d	Is account in savings and loans scheme ?	In what type of financial institution is (NAME's) account or contribution being held?

s12aq3e	Is account in cooperative/credit union?	In what type of financial institution is (NAME's) account or contribution being held?

s12aq3f	Is account in susu scheme ?	In what type of financial institution is (NAME's) account or contribution being held?

s12aq3g	Is account in other ?	In what type of financial institution is (NAME's) account or contribution being held?

s12aq4a	Does name have current or cheque account ?	What type of account is being held by (NAME) in the financial institution?

s12aq4b	Does name have investment account ?	What type of account is being held by (NAME) in the financial institution?

s12aq4c	Does name have savings account ?	What type of account is being held by (NAME) in the financial institution?

s12aq4d	Does name have fixed deposit account ?	What type of account is being held by (NAME) in the financial institution?

s12aq4e	Does name have e-zwich account ?	What type of account is being held by (NAME) in the financial institution?

s12aq4f	Does name have any other account ?	What type of account is being held by (NAME) in the financial institution?

s12aq5a	Bank transaction product used-Cheque book	Which of the following bank transaction products is (NAME) using?

s12aq5b	Bank transaction product used-ATM card	Which of the following bank transaction products is (NAME) using?

s12aq5c	Bank transaction product used-E-zwich	Which of the following bank transaction products is (NAME) using?

s12aq5d	Bank transaction product used-e-banking	Which of the following bank transaction products is (NAME) using?

s12aq5e	Bank transaction product used-Other	Which of the following bank transaction products is (NAME) using?

s12aq6	How did name get to know about the financial institution ?	How did (NAME) get to know about the financial institution where the account is being held?

s12aq7	Has name applied for loan from a financial institution in the last 12 months? -	Has (NAME) applied for a loan in the past 12 months?

s12aq8	Was the loan application for loan granted ?	Was (NAME's) application for loan granted?

s12aq9	Source of loan	What is the source of this loan?

s12aq10	Total amount of original loan	What was the total amount of the loan?

s12aq11	Purpose of loan	For what purpose was the loan contracted?

s12aq12	Kind of guarantee required by lender	What kind of guarantee/collateral was required by the lender?

s12aq13	Amount of loan repaid (including charges etc)	How much of the loan has been repaid during the past 12 months (incl. charges and interest and any payment in kind)?

s12aq14	Why was loan refused	Why was the loan refused?

s12aq15	What was the reason for not trying to obtain a loan	What is the main reason for not trying to obtain a loan?

s12aq16	Do you have an insurance policy?	Do you have an insurance policy/cover (including retirement benefits from SSNIT)?

s12aq17	Why do you not have insurance policy?	Why do you not have any insurance policy/cover?

s12aq18a	What kind of short-term insurance policy do you have? -Vehicle/motor	What type of short-term insurance policy/cover do you have?

s12aq18b	What kind of short-term insurance policy do you have? -Medical	What type of short-term insurance policy/cover do you have?

s12aq18c	What kind of short-term insurance policy do you have? -Funeral	What type of short-term insurance policy/cover do you have?

s12aq18d	What kind of short-term insurance policy do you have? -Property	What type of short-term insurance policy/cover do you have?

s12aq18e	What kind of short-term insurance policy do you have? -Commercial or business	What type of short-term insurance policy/cover do you have?

s12aq18f	What kind of short-term insurance policy do you have? -Travel	What type of short-term insurance policy/cover do you have?

s12aq18g	What kind of short-term insurance policy do you have? -None	What type of short-term insurance policy/cover do you have?

s12aq18h	What kind of short-term insurance policy do you have? -Other	What type of short-term insurance policy/cover do you have?

s12aq19a	What kind of long-term insurance cover do you have? -Life insurance (premium pai	What type of long-term insurance cover do you have?

s12aq19b	What kind of long-term insurance cover do you have? -Life insurance (premium pai	What type of long-term insurance cover do you have?

s12aq19c	What kind of long-term insurance cover do you have? -Retirement annuity/plan	What type of long-term insurance cover do you have?

s12aq19d	What kind of long-term insurance cover do you have? -Education	What type of long-term insurance cover do you have?

s12aq19e	What kind of long-term insurance cover do you have? -Other endowment/investment	What type of long-term insurance cover do you have?

s12aq19f	What kind of long-term insurance cover do you have? -None	What type of long-term insurance cover do you have?

s12aq19g	What kind of long-term insurance cover do you have? -Other	What type of long-term insurance cover do you have?