Ghana - Financial Service Survey 2006

Reference ID

GHA-GSS-FSS-2006-v1.0

Year

2006

Country

Ghana

Producer(s)

Ghana Statistical Service (GSS) - Office of the President

Sponsor(s)

World Bank - WB - Funding and technical support

Metadata

Documentation in PDF

Created on

Nov 05, 2010

Last modified

May 26, 2015

Page views

579274

First reason for not opening account (s4q2a)
File: Section 4 - Actions and attitudes towards use of financial services and products

Overview

Type: Continuous
Format: numeric
Width: 2
Decimals: 0
Range: 1-12

Valid cases: 2793
Invalid: 524

Questions and instructions

Literal question

There are many reasons why people do not have a bank account. Please tell me, in the order of importance, the three main reasons why you do not have a bank account?

Categories

Value	Category	Cases
1	The charges and fees are too high	153	5.5%
2	There are no banks or institutions close to you	101	3.6%
3	You do not meet minimum requirements	652	23.3%
4	There is too much corruptions	21	0.8%
5	Hours of operation not convenient	12	0.4%
6	You don't have an identity document	29	1.0%
7	You cannot affort to keep a minimum balance in the bank	506	18.1%
8	You do not trust banks or other institutions	16	0.6%
9	You prefer to deal in cash	175	6.3%
10	You are too young to qualify to open an account	166	5.9%
11	You never thought about it	349	12.5%
12	Other	613	21.9%

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.